Originally Posted by
zyxlsy
Schwab never shows ATM fees separately.
It's always combined into one transaction.
However Schwab is always able to detect how much fee there is in one combined transaction (not exact on the cent, but more or less). So no worries.
That is not true in my experiences in the past. I did see separate ATM fee listed a couple years ago. I did not see separate ATM fee listed last year for withdrawal made in ICN, however as you said, Schwab was able to ferret it out and reimburse it at end of month.
However on this particular Turkey withdrawal, the converted USD does not seem to include the $4 ATM fee because the exchange rate used is as close to the historical rate as within 0.02% at USD 1 = 2.6 TY. $4 on a 100 TY withdrawal would amount to 10% increase in exchange rate calculation, but it is not the rate used. Hence I believe the $4 is not included in the $ amount shown withdrew.