Went in around 11:40 PM last night and loaded $1000 VGCs to my BB via Kate before the midnight cutoff hit. Finished at 11:50, walked around for 10m, came back and did $800 more. Only one trip to WM required per month to hit my quota with this method. I'm blessed to live in an area with 1 reliable Kate and not many MSers from what I can tell (but plenty of people who try to print MOs 15 times when there's a sign that says "this machine does not print money orders").