It depends on how each individual values points.
Hyatt Place or House: use Hyatt Visa and get 3 points per dollar spent. I calculate this as 4.5% (other people may figure it differently)
Other Hyatt: use Amex Simply Business and get 5% cash back. I calculate this as an ever-so-slightly higher benefit than using the Hyatt Visa.
Originally Posted by
eajusa
In the long run using Hyatt Visa with Hyatt frequent stay program gets you more than 5% off anyway.