Originally Posted by
knopfler
Technically the limit does include the fee, but you just have to experiment. Some cashiers enforce the 2k limit including fees, some allow 2k not including fees and other allow any amount. The only way to find out is to experiment.
I also had a cashier this past weekend claim I wasn't allowed to buy closed loop (SW and Amazon GCs for fuel rewards) since I bought $2k of open loop (she didn't take into account the fees). I might as well print out the policy posted here and leave it in my car since no one is consistent in how they enforce it.
Fact of the matter is this: you can buy lots of open loop cards (at least in DFW) as the system doesn't block it. It's all up to the cashier knowing and enforcing the policy which we have seen is never consistent.