Originally Posted by
bfwolf
Has anybody had issues with getting approval on their Barclaycard Arrival+ for a full $2,500 in 1 day?
My Arrival+ is new, I've only had it a couple of weeks. I just got my RedCard and went to Target yesterday and loaded $1,000 from the Arrival+ with no problem. Then I tried another $1,000 and was denied. So I tried my Chase Sapphire Preferred and was also denied. Turns out both the Arrival+ and CSP got locked due to suspect activity. I was able to get my CSP unlocked by just clicking a couple links on the fraud email they sent me, and then loaded $1000 and then $500 from the CSP to get to my $2,500 daily limit. When I got home, I called Barclays and got my Arrival+ unlocked too.
So today I go back to Target and load $1,000 from my Arrival+ no problem. But then I tried another $1,000 and was denied. So I loaded the other $1,500 from my CSP. I got home and logged on to my Arrival+ account expecting to see it locked, but that was not the case. So then why the denial when I tried the second $1,000 load? I'm not near my credit limit on it.
I would prefer to load from my Arrival+ vs my CSP so hoping I can figure out a solution here.
See the bolded above. You had a $1000.00 transaction at a store and then a minute later tried a second transaction for the exact same amount. This a known fraud alert trigger.
This is an example of where a single $2,500 payment for loads of $1k + $1k + $500 together (as has been detailed in this thread multiple times) may prove helpful.