Originally Posted by
JJonahJ
The thing you have to be aware of is that Amex Canada only allows you to carry a maximum of TWO credit cards...so, if you have another Amex CC product (Airmiles, Blue Sky, SimplyAmex, Holt Renfrew), then you might be in a sticky situation when you try to self-refer from the Biz SPG to regular SPG. This happened to me once before, but I found Amex to be very 'accommodating' to my needs...again, though there are nay-sayers out there, I DO firmly believe that having a GOOD relationship with Amex pays off in the long run, when it comes to churning their cards.
Good thing I have zero credit cards with Amex!
I think the SPG card at 20k is a no-brainer if you (or your spouse) don't have the card so don't care about the referral. 0.6c per SPG point, yes please! And I would use it as a primary card, effectively earning 1.25x points (assuming 20k transfer bonus of 25%) in various airline programs. but of course, opinions differ.