Originally Posted by RickyBobby

Nope...AFT is run like a credit card as ALL AMEX card do. You cannot but MO's with a CC, just debit with pin is accepted (i.e. VGC) at many places and of course, cash. What state are you located in? I would recommend going around to local credit unions and try your luck with finding one that doesn't charge a fee. My local CU allows fee free withdrawls.