Originally Posted by
Majuki
Well, nothing prevents DCC in a swipe-and-sign environment either. Apple Pay and the like could reduce the prevalence of DCC since DCC isn't allowed for contactless payments with no cardholder verification required.
I maintain that DCC isn't that prevalent in the US to begin with, but my spouse isn't letting me use her Taiwan issued Visa debit card to find out. She let me try one purchase at Mitsuwa, but there was no DCC.
It's easier in an EMV environment though because there's no need to keep a BIN->country association list constantly up to date; just check the Application Currency Code on the card. Also, it's probably not prevalent now because a lot of businesses have some really old terminals that probably can't even do it in the first place.
Then again, it's probably way easier to enforce proper DCC here than elsewhere so even if it does become more prevalent at least opt-out should be easy.