When you transfer on the last page you get: "You can transfer points in 1,000 point increments to participating frequent travel program accounts belonging to you, your spouse,domestic partner or, for business cardholders only, to joint business owner(s). If we suspect that you’ve engaged in fraudulent activity related to your credit card account or Ultimate Rewards, or that you've misused Ultimate Rewards in any way (for example by buying or selling points, moving or transferring points with or to an ineligible third party or account, or repeatedly opening or otherwise maintaining credit card accounts for the sole purpose of generating rewards) we may temporarily prohibit you from earning points or using points you've already earned. If we believe you've engaged in any of these acts, we'll close your credit card account and you'll lose all your points."