ss315, just so you know, I got the same 1st year fee waive, 5K miles and companion certificate offer, and it is a legitimate offer. The card carrier shows a fee because it is a fee-based account. But when I got my first statement, it showed that the fee was waived for the first year, just as the offer stated. you cancelled your card too soon, my friend. Now you won't get the companion certificate or the bonus miles. I have many friends who carry the WorldPerks Visa nd they have nothing but good to say about it.