Gleff,

Wow! You were completely right about US Bank. I must say that I initially processed your post with skepticism (my apologies). I thought that perhaps people who have had bad experiences with US Bank signed up for offers they did not receive, etc. I decided to sign up for the WP US Bank card offer I got in the mail (5k bonus miles, no fee first year). Today, I got the card and it stated the annual fee was $55. I thought this was a mistake. I called customer service and they told me that I have to pay the annual fee. Alternatively, I can dispute the fee, but they would have someone call me in 48 hours and would not remove the fee immediately. That’s inconvenient and after what you posted about US Bank, I have little credibility in what they will do. Thank you for steering me clear from them, and my apologies for not heeding your advice in the first place. US Bank is worse than the car dealership—they bait and switch you, and there is no one staffed at 6:00 EST to assist your appeal. What a joke!

I cancelled my card and will never do business with them.