DO NOT USE THEM FOR MS.

I got it when they had the $10 target promo and the first 2k fee free, thinking it would be a free and easy way to get 2k point, WRONG! My account got locked overnight and it took ~4 wks to get my money back from them. Their CS is a joke too, I always ended up talking to the same 2 people, and neither of them really had a clue what they were doing.