Point of Data: (NON MS Card) Chase United:

2 Fraud charges appeared Saturday (didn't check the card until today - 2 days later) totaling $700 (+ change)

Called Chase, they immediately cancelled the card, sent a new one overnight to be delivered by 2pm tomorrow and said the refund will show up in 24-48 hours if not to call back.

No clue if it's related but I never use that chase card online, only at the grocery store and their gas station and I never even hand the card to the cashier I always swipe it myself through the machine.

Funny thing is 1 charge was for Delta (If I'm going to spend money on Delta I'll use my Delta card or a CB card)