There's something I don't understand with all of this (Target, Home Depot, and now Chase). If I were a hacker, I would go for the real gold. (Alas, I'm not. I just like to travel.)

The mother lode of information resides at the IRS, the Social Security administration, and myriads of other Federal and State government offices. If I had to guess, I would suspect that private firms such as Chase may have better cyber-security than the government.

Or perhaps this has already happened and they haven't told us?