I have a similar question. I'm traveling to Europe 12/30/14-1/8/15 and after the terrible winter for travel last year, I was wanting to know which card had the best trip delay/interruption insurance? I'm hoping to use the best one that I have to pay for the taxes/fees on my award ticket with AA. I am an authorized user on an INK Bold and I have a Freedom and 2 Citi AA Execs. I've read that the trip delay/interruption insurance for INK Bold was great, but didn't know if that would apply to an authorized user.