Originally Posted by Happy

And for that matter, it is far better to use an AMEX AMEX than Chase Visa Signature after reading complaint thread on how hard to get Chase' insurance underwriter to even honor a $99 purchase protection when the product failed within 2 months. The underwriter first asked why Best Buy would not offer free repair, . Then it wanted a cost estimate for the repair, and when OP sent them the info from Geek Squad website quoted $130 for the repair, the underwriter wanted to know WHOM the poster had talked to Geek Squad.

AMEX would just cut you a check for such a trivial amount... $99 for goodness sake...