OP, you probably have an extra 2 weeks. I got the Citi AA w/ 10k spend in 3 months and it actually is 3.5 months. Secure message them and ask what your "spend by" date is for bonus points. The same is true with my Chase Ink. My app was 7/1 and my spend by date is 10/15.
Also, you can't use cc to "load" Bluebird or whatever. You must convert cc spend to "debit" GC (ergo card with a PIN). Then you can load. But read thoroughly so you know which GCs can be used to load and how/where to load.