FlyerTalk Forums - View Single Post - Air India SBI Co-branded credit cards now!
Old Aug 6, 2014 | 10:27 am
  #725  
GuyFromBOM
 
Join Date: May 2010
Location: VABB
Programs: AI-FR, 9W-JP
Posts: 723
Originally Posted by AJLondon
If one wants to purely get Air India miles, would it be better to use this AI SBI card or the Citi PM card (and transfer to AI)? And would the answer specifically change depending on type of spend? i.e.,

a.) general spend
b.) international spend
c.) airline and travel website spend (which earns 10x on Citi)

I have both cards, and if trying to boost AI balance, I am debating between which card to direct most spend to...
AFAIK, the SBI-AI Signature varient gets you 20 FR Miles per INR 100 on AI spends, while, the Platinum varient is same as the CitiPM, i.e: 10 per INR 100.

Besides the above difference, the CitiPM points have lifetime validity until they are on the card. This gives you the option to tranfer to AI as-and-when need basis.

Also, CitiPM had a specific promo with SQ KF miles- They got 20% bonus for all transfers. This would be too good to give up, if only on AI. (One can always hope..! )
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