Originally Posted by
zyxlsy
Also, having been following your posts, I see you pay particular attention to the difference between being charged in HKD and being charged in foreign currencies. I think this may be because HK banks give extra promo miles for foreign currency charges?
Yes (many of them):
https://www.redhotoffers.hsbc.com.hk...erchant-offer/
"13.Cardholders...are entitled to receive an extra $1 RewardCash for every HK$20 equivalent spent in respect of each single overseas transaction (as defined in Clause 14)
14.Overseas transactions are transactions conducted outside Hong Kong and in any currency except Hong Kong Dollars. "
http://www.citibank.com.hk/english/c...p=HKENCCPWAGD2
"4. This promotion applies to "Eligible Transactions" made by the Eligible Card during the Promotion Period. Eligible Transactions include
a. "Eligible Local Transactions" which refer to all local retail transactions, monthly installments of the newly-billed interest-free installment plan and cash advances posted during the Promotion Period and made in Hong Kong dollars, Renminbi & Macau Patacas.
b. "Eligible Overseas Transactions" which refer to all overseas retail transactions and cash advances posted during the Promotion Period and made in foreign currencies (excluding Renminbi & Macau Patacas)
5. ...Cardholders...can enjoy the "Promotional Miles Earn Rate" on "Subsequent Local Transactions" or "Subsequent Overseas Transactions" (i.e. HK$5,001 and above subsequent Eligible Transactions) in the same respective phase, as shown below...
...Promotional Miles Earn Rate on Subsequent Local Transactions...HK$5,000 HK$5,001 and above HK$5= 1 Asia Miles
...Promotional Miles Earn Rate on Subsequent Overseas Transactions...HK$5,001 and above HK$2= 1 Asia Miles "
[Also, Citi HK has prohibited the awarding of any points whatsoever on DCC transactions so a HK$ transaction not incurred in HK can be understood to earn no points/miles. That's why I stopped the boat at Taj Exotica Maldives]