Thanks, you were absolutely right, I should have known to double check the account number. I also added my skypass number to the cc app, in fact us bank kept saying for a week they had to confirm it before approval, obviously they did not.

I had to email skypass, the phone rep suggested I keep the second number since it was already linked to the credit card. Another wrinkle is I also got biz card, we will see if yet a third number is generated