FlyerTalk Forums - View Single Post - Advice please, Which CC to apply first, strategy for applying
Old Jul 14, 2014 | 11:13 am
  #6  
bribro
 
Join Date: Feb 2013
Location: NYC
Programs: UA 1K, AA EP, Hyatt Diamond, SPG Platinum, M life Noir
Posts: 1,279
Originally Posted by guv1976
Wirelessly posted (BlackBerry: BlackBerry8530/5.0.0.1030 Profile/MIDP-2.1 Configuration/CLDC-1.1 VendorID/417)

"No need to visit any bank branch including Chase unless you are private banking customer. Almost all bank credit cards are treated as separate business."

Some FTers have reported getting a reduced minimum spend ($2,000 instead of $3,000) on the Chase Sapphire Preferred Card when they applied in a branch, versus on line or by phone.
Yup, you can often find better CC offers available in physical Chase branches. And if you have >=$10k on deposit with Chase, a banker can fill out an "endorsement" form that improves your odds of approval.
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