Originally Posted by
guv1976
Wirelessly posted (BlackBerry: BlackBerry8530/5.0.0.1030 Profile/MIDP-2.1 Configuration/CLDC-1.1 VendorID/417)
"No need to visit any bank branch including Chase unless you are private banking customer. Almost all bank credit cards are treated as separate business."
Some FTers have reported getting a reduced minimum spend ($2,000 instead of $3,000) on the Chase Sapphire Preferred Card when they applied in a branch, versus on line or by phone.

Yup, you can often find better CC offers available in physical Chase branches. And if you have >=$10k on deposit with Chase, a banker can fill out an "endorsement" form that improves your odds of approval.