Hi,
I recently found out about mileage credit card offers and have been reading blogs, posts and in this forum.
My husband and I are ready to apply for our first card for building mileages.
Our choice narrowed down to Chase Sapphire Preferred, Chase Ink Bold or Barclay Arrival Plus for now. Eventually we would like to open all three but for our first one, we need to decide which one.
Our goal for building mileage is getting a discount/free tickets to Korea to visit family (one way or round trip) and hopefully this year. We are a family of 5 so even 1 free ticket will help. We don't have any royalty to any airlines as long as they are cheap and don't charge huge fees even after redeeming mileage. Our nearest airport is MCO.
Currently we have a Chase Amazon card that we are willing to let go if needed and we have been a long time customer for Chase bank locally.
I heard that Barclay credit card is harder to get approved than Chase, is this true to you all?
My husband was thinking I can apply for Barclay and he can apply for Chase SP the same day or in a few days? I'm a stay at home mom (and have a work at home business but nothing big). In the past I've gotten approved for department store cards with low credit limit but I don't know if I will get approved for Barclay?
Or should he apply for Ink Bold first before SP while I apply for Barclay?
Or should He apply for Barclay while I apply for Chase (which one)?
Which sequence would you choose for applying cards?
We plan to make a visit to Chase bank on Monday and see what they can offer. If you were to apply two different cards on the same day how would you go about it? Both bank will see that we applied for other CC on the same day when they check credit report, right? Thus which one should we apply, the tough one first? Would Chase be more lenient since we have their CC, bank account with long history?
Is there any other cards that is better for first one than what I mentioned?
Thank you in advance.