Originally Posted by
Sup3r52man
Another bland data point:
Applied #6 Today, (Day 63) : Approved standard 5K with option to move credit.
Does anyone know what % of your income citi sets as your "max credit offered"? The Rep this time (though know one can take them seriously) stated: "You are approved, same as all the others, we have extended the max amount of credit to you based on income so we can give you $5K with option to move credit"
It is, unfortunately, not a set percentage. Lots of other factors play in to that max credit line. Two people with the exact same income (say, you and your wife) will have two completely different maxes.