Originally Posted by
sunnyzip
ya, I can confirm you can refuse for a credit check, you will have to tell them UPFRONT, and the account could be restricted (like no overdraft/ no cheques etc), or may be some will allow only Savings accounts, but if it serves your purpose then its gud....!! Just make sure to tell that UPFRONT, coz once its done... its done...and it wont matter how closely you look at the paperwork you are signing.
are you sure about this, because in past ive always said ive wanted to open x chequing or something, will it take credit hit, they said yes. the problem i have is so many [xxx] financial institutions have no respect, and blatantly lie. authorization means absolutely nothing, ive told them THEY DO NOT HAVE MY [xxxx] authorization, nope the [xxx] still go through with it with a hard inquiry.
anyways, i can see savings account being opened without hard check, but you've been successful with chequing acc's without credit checks, if so which banks?