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now does opening a savings acc with scotia cause a credit check, or is there any other means because $450 especially when its a post charge card makes it worth 5x worth to me (since miles can be credited for airline ticket + you can find cheapest ticket and just charge it)
Credit check is not mandatory for opening any chequing or savings accounts, its just to get overdraft added etc. You wont need that on Savings account, just make sure you tell them not to pull your bureau.Originally Posted by microcosm
such a shame, i really want to get that preapproved offer, and i read the entire rfd thread last night, basically its not even a preapproved offer, just an offer if you have a scotia account, whether it be chequing, savings, and requires nothing special. if you didnt get this "standard" offer, you can just ask for it and get it. however that thread hasnt updated and im not sure if its still relatively activenow does opening a savings acc with scotia cause a credit check, or is there any other means because $450 especially when its a post charge card makes it worth 5x worth to me (since miles can be credited for airline ticket + you can find cheapest ticket and just charge it)
However, opening a savings account may or may not be helpful for getting the pre approval offer. I dont have any accounts, NO banking connection with scotia, still got the offer just because I have the Scene card (just the points card, not credit or debit).....!! I like the card because it gives you 4% on Gas/Grocery etc, and much easier to redeem your points.