Originally Posted by
Cerenity
if i understand correctly, that would be 2 hits (visa + bank account) and would have to move a preauth billpay to the CIBC account temporarily?
seems like none of the 3 accounts you can open have a monthly fee waiver either

There shouldn't be a credit check on the CIBC bank account. Just make sure you
actually read the documents before you sign them. I recall when I opened an account a couple years ago there was a place to initial in the middle of the legalese on a different page if you didn't want to do a credit check.