Originally Posted by
zyxlsy
Is it fee-free for out-of-country-and-out-of-network debit cards as well? Namely Union-Pay debit cards issues in China.
Last time I visited a 7-11 in Irvine, I think the machine is Citi's, and it did charge the $3.
About this Allpoint, it seems really nice. But what the point of offering fee-free ATMs? How does it earn money, and who does it get money from?
Yes, the 7-Eleven machines charge. Rarely will you find a card that is fee-free for UnionPay in the US (I encountered
one such machine in the last five years, and it was at a Wal-Mart in Arizona). When I need cash out of my UnionPay card I load my Bluebird card and withdraw from that. Such a method is usually more associated with the Manufactured Spend forum, but hey, it's something.
Allpoint is a network that requires your issuer to participate, so it's not free to everyone. I've got a card that uses that network, but it's US issued. No non-US bank participates in it yet.