Originally Posted by
percysmith
Wirelessly posted (Mozilla/5.0 (iPhone; CPU iPhone OS 7_0_6 like Mac OS X) AppleWebKit/537.51.1 (KHTML, like Gecko) Version/7.0 Mobile/11B651 Safari/9537.53)
Zyxlsy: that's be cause unionpay issuers in HK forgo foreign currency translation fee (it's 1.95% for v/MC and 2% for ae). Add them back and you'll see unionpay wholesale rate is worse off
OK, now I understand~
That's why my CSP does a much better job because the fee is 0%.
Do HK banks issue real "no FTF" cards?