I used to be diamond via business travel
Now I'm 90% leisure.

Please correct me if I'm wrong, but I don't recall earning points at the rate you can now back 3-4 years ago.

Citi Reserve = x 10 points at Hilton
Amex Surpass = x 12 points at Hilton
3X everywhere else

Some times good quarterly bonuses....

Even without trying that hard, you can put your cell phone, bills, etc. on the credit card along with regular spending and rack up a ton of points.

So doesn't the increased point earning just balance out with the increase in redemption?