Originally Posted by sdsearch

For one thing, stop churning the Citi card for the 40k offer, and instead start churning it for the 50k offer (which by the way isn't knew, it's been around a few years for those research the best offers on FlyerTalk):

http://www.flyertalk.com/forum/credi...nors-visa.html (thread in Credit Cards forum, started May 2011)

(You're already 30k short compared to if you had been doing the 50k offer all along, if you've done the 40k offer 3 times now.)