Originally Posted by
rrgg
Regarding the phrase I put in bold, that's interesting. Is the rep just eyeballing your transactions to guess at personal spending, or is he reading from a screen where Chase pre-determines what it considers "personal?" If you had bought lots of gift cards at your grocery store instead of CVS, can Chase distinguish this from ingredients purchased for a catering business for example?
The only other Chase cards his friend had were personal cards as opposed to business ones, so I think the rep just meant he was looking at the spending on the guy's personal Chase credit cards. In any case, I think Chase is more concerned with MS than with personal spending on a business card. Also, I'm pretty sure they can access info on exactly what you bought at a grocery store.