Mar 23, 2014, 5:16 pm
Last edit by: StartinSanDiego
08/18/2015 This thread is now archived. Please continue the discussion here: http://www.flyertalk.com/forum/chase-ultimate-rewards/1703507-chase-ink-cards-summer-2015-onward.html
What's the difference between the Ink Bold & Ink Plus cards?
http://www.flyertalk.com/forum/chase...available.html
What's the difference between the Ink Bold & Ink Plus cards?
Ink Bold is a charge card (pay balance in full each month), while Ink Plus is a revolving credit card. Otherwise, the two cards are very similar; both are business cards, and both allow you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
Are there special earning categories?Yes. You earn 5 points per dollar on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. (Sirius XM Radio also qualifies.)
In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
What are the best current offers?In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
There are no current Ink Bold offers. There are several non-targeted Ink Plus offers for 50K, all for $5,000 spend in the first 3 months from account opening with annual fee ($95) waived for the first year:
What are the rules for transfering UR points to other users or to my own air/hotel/rail accounts?See the separate discussions in
Old Discussion:http://www.flyertalk.com/forum/chase...available.html
Chase Ink Business Card Questions [Archive]
May 6, 2014, 6:11 pm
#496
Join Date: Aug 2013
Posts: 11
Has anyone had any luck with the recon line after talking to a second rep? My friend got denied by a rep after a good grilling, for which he was prepared. He has two personal Chase cards from January of this year, credit scores in the high 700s and an income of 70k+. He was told by the rep that since his business income was less than 5k he didn't need a business card in addition to personal. He told them he wanted to keep his business and personal expenses separate.
May 6, 2014, 6:18 pm
#497
Join Date: Jan 2014
Posts: 66
WOW he just called me back; second rep said "I was in your corner but after reviewing your personal spending, you've been buying Vanilla Reloads at CVS. That's Manufactured Spending and we will not reconsider your application, final answer." I feel bad for him!!!
May 7, 2014, 4:33 am
#498
Join Date: May 2014
Posts: 13
how many ink cards can I have if I have 2 EINs for 2 businesses
can I apply all ink cards twice? do I get bonus twice? does chase care how many business account I open?
May 7, 2014, 7:03 am
#499
Join Date: Sep 2013
Posts: 429
Wow. That seriously happened? How many VRs were you buying?
May 7, 2014, 7:39 am
#501
Join Date: Sep 2013
Posts: 429
Oh it was your friend, sorry I misread.
That's crazy. I was buying that much but only in like April and May and spread out (too scared to do it all at once)
I got this incredibly polite sounding woman. Don't remember her name, but she didn't even ask me any questions, approved in a couple of minutes.
That's crazy. I was buying that much but only in like April and May and spread out (too scared to do it all at once)
I got this incredibly polite sounding woman. Don't remember her name, but she didn't even ask me any questions, approved in a couple of minutes.
May 7, 2014, 7:51 am
#502
Join Date: Dec 2004
Posts: 7,895
Regarding the phrase I put in bold, that's interesting. Is the rep just eyeballing your transactions to guess at personal spending, or is he reading from a screen where Chase pre-determines what it considers "personal?" If you had bought lots of gift cards at your grocery store instead of CVS, can Chase distinguish this from ingredients purchased for a catering business for example?
Last edited by rrgg; May 7, 2014 at 7:57 am
May 7, 2014, 3:14 pm
#503
Join Date: Aug 2013
Posts: 11
Regarding the phrase I put in bold, that's interesting. Is the rep just eyeballing your transactions to guess at personal spending, or is he reading from a screen where Chase pre-determines what it considers "personal?" If you had bought lots of gift cards at your grocery store instead of CVS, can Chase distinguish this from ingredients purchased for a catering business for example?
May 7, 2014, 9:53 pm
#504
formerly ffactoryxx
Join Date: Mar 2011
Posts: 179
So I buy and sell art posters on eBay and privately sometimes. Make enough to let me buy ones I really want. Probably sell about $500-600 yr and profit 400. Think they will approve me? Only have United Explorer.
Also let's say I am denied, can I immediately apply for the Sapphire card instead or is there a wait time between denied apps.
I don't want to screw myself by get no denied then not being able to apply for something else. I have a trip to Hawaii coming up and could pay a large chuck of the requirements with this..
Also can you really buy put anything on these cards even personal?
.
Also let's say I am denied, can I immediately apply for the Sapphire card instead or is there a wait time between denied apps.
I don't want to screw myself by get no denied then not being able to apply for something else. I have a trip to Hawaii coming up and could pay a large chuck of the requirements with this..
Also can you really buy put anything on these cards even personal?
.
May 8, 2014, 12:23 am
#505
Join Date: Nov 2010
Posts: 579
Should I Apply for Another Chase Bold Ink Card?
Last Summer, I got my first Chase Bold Ink business card (sole proprietor business). This is a Mastercard. I just read (on the Frequent Miler blog, which cites a Chase insider) that all of the Chase Ink Mastercards for people without deposit accounts will be converted to Visa cards this year. I do not have a deposit account and would like to apply for the Ink Bold Visa card before my account becomes converted so that I can get the signup bonus, since I have read that this is possible now but that it is no longer possible once the conversion has taken place.
My other Chase cards are (all personal) the United Plus Explorer card, British Airways card, Southwest card (I plan to close it next month), and the AirTran card (which I am happy to close).
Last month, I spent a lot at CVS. I spent about 3000 a month at CVS combined across Chase cards in addition to regular spend.
Within the last year, I have received a new personal Citibank Aadvantage card and a new personal Amex Gold Membership Rewards card. I think that I was also denied an application for the Barclays Arrival and Lufthansa cards.
Based upon this, is it too risky to apply for another Ink Bold?
Should I cancel my AirTran card before or after this application?
Should I be concerned about having too many Chase cards, CVS purchases, or other card applications in that last year? I do not want to ruin my ability to do future business with Chase, but the 60000 points sounds great. Also, I was wondering if it would be less risky to forego the extra 10000 points and to apply once the promotion is over.
My other Chase cards are (all personal) the United Plus Explorer card, British Airways card, Southwest card (I plan to close it next month), and the AirTran card (which I am happy to close).
Last month, I spent a lot at CVS. I spent about 3000 a month at CVS combined across Chase cards in addition to regular spend.
Within the last year, I have received a new personal Citibank Aadvantage card and a new personal Amex Gold Membership Rewards card. I think that I was also denied an application for the Barclays Arrival and Lufthansa cards.
Based upon this, is it too risky to apply for another Ink Bold?
Should I cancel my AirTran card before or after this application?
Should I be concerned about having too many Chase cards, CVS purchases, or other card applications in that last year? I do not want to ruin my ability to do future business with Chase, but the 60000 points sounds great. Also, I was wondering if it would be less risky to forego the extra 10000 points and to apply once the promotion is over.
May 9, 2014, 2:06 am
#507
Join Date: Apr 2014
Posts: 129
i just applied for a citibank AA business card and both bold and plus cards back to back to back within minutes on seperate browsers. was that a bad idea to try for both?
i recieved a wait for decisions on both ..............
i recieved a wait for decisions on both ..............
May 9, 2014, 10:15 am
#509
Join Date: Apr 2014
Posts: 129
approved for the citibank 50k business card
received an email stating i will get response in the mail for both ink cards
received an email stating i will get response in the mail for both ink cards
