Originally Posted by
Tylt33
WOW he just called me back; second rep said "I was in your corner but after reviewing your personal spending, you've been buying Vanilla Reloads at CVS. That's Manufactured Spending and we will not reconsider your application, final answer." I feel bad for him!!!
Regarding the phrase I put in bold, that's interesting. Is the rep just eyeballing your transactions to guess at personal spending, or is he reading from a screen where Chase pre-determines what it considers "personal?" If you had bought lots of gift cards at your grocery store instead of CVS, can Chase distinguish this from ingredients purchased for a catering business for example?