I' tried to read all of the threads here, but the amount of information is overwhelmingly huge it makes my head spin!!
So, please, be tolerant. All I want to do is to arrange have over the next ~6 months about $10-12k of qualified spending on my Delta Amex to hit my $25k limit.
From what I understand, this should work...
1. Buy $500 or $1000 visa gift cards (need the type with a PIN?) at CVS or somewhere that accepts my Amex for these cards. I presume that this transaction doesn't count as a cash advance or similar - in other words it's going to be good for my spend credit. Is that right?
2. Buy Money Order with these from WM. Max <$2k per transaction. Must use as a debit card with PIN, right?
3. Walk away with MO. Pay MO into my own bank.
4. Pay Amex in usual way.
Is this it? Do I get a star?
Some concerns & questions...
Are the PINs on these cards preset, or do I set them?
Will I get issues with WM wanting to see my name on these - do I have to use the sleight of hand techniques I read about? I'm not too good at that
Can the MOs be bought at a machine, or over the internet?
I assume there's no way I can credit the debit cards direct into my bank account, or get cash from an ATM with them?
Thanks!