tanglin

I' tried to read all of the threads here, but the amount of information is overwhelmingly huge it makes my head spin!!

So, please, be tolerant. All I want to do is to arrange have over the next ~6 months about $10-12k of qualified spending on my Delta Amex to hit my $25k limit.

From what I understand, this should work...

1. Buy $500 or $1000 visa gift cards (need the type with a PIN?) at CVS or somewhere that accepts my Amex for these cards. I presume that this transaction doesn't count as a cash advance or similar - in other words it's going to be good for my spend credit. Is that right?


2. Buy Money Order with these from WM. Max <$2k per transaction. Must use as a debit card with PIN, right?

3. Walk away with MO. Pay MO into my own bank.

4. Pay Amex in usual way.

Is this it? Do I get a star?

Some concerns & questions...

Are the PINs on these cards preset, or do I set them?

Will I get issues with WM wanting to see my name on these - do I have to use the sleight of hand techniques I read about? I'm not too good at that

Can the MOs be bought at a machine, or over the internet?

I assume there's no way I can credit the debit cards direct into my bank account, or get cash from an ATM with them?

Thanks!

cyclotron

1-4 are correct

This post may help:
http://millionmilesecrets.com/2014/0...ds-at-walmart/

PIN depends on which card you buy. The ones in CVS and Walgreens (Vanillas) you do not set the PIN in advance)

WM: varies. I have never had trouble with any WM employee asking to see the card but others have a different experience. You have to try it out.

Machine : varies if your WM has a machine or not. I have never seen one.

No way to get the MO over the internet or to get Cash out that I know of.

tanglin

Thanks cyclotron

So the vanillas then have a PIN probably behind some scratch off?

cyclotron

No scratch-offs on any of these.
Just use any four digits (e.g. 1234) when you use them for the first time

Read the wiki here:
http://www.flyertalk.com/forum/manuf...bit-cards.html

hitman1420

You're in my area, the WM money center here doesn't care that your debit card (Don't call it a gift card) does not have your name on it, no sleight of hand needed. This area is very lenient

mwsea

Not sure if you're already familiar with Amazon payments, but it's a pretty easy way to do at least $1k/month fee free (as long as you have someone you trust enough to send $1k) and would take care of about half your desired spend. Might be worth looking in to as a lower cost option.

tanglin

Cool - thanks!

Is that the one in RSM by any chance? That's my closest (or the Foothill Ranch WM just of the 241 is larger).

tanglin

Thanks for all the help people!

tanglin

One more question...

Why bother with the MO part? It looks like I can transfer directly to my bank account, or write a check (checks are free until June 1st 2014 BTW)

kingrat

Why dont you just buy Amex GC at the 3.5% rate at CB right now - that is what I do to make my 60k spend on my delta card

dukerau

Or 3x additional DL miles per $ if you prefer the miles.

spgbus

No kidding. Buying AMX CC 60k in one card. How long did you spend that much?

tanglin

CB? Is 3.5% a discount or a charge? Sorry for being slow of thinking...