Originally Posted by
thebill0322
After spending 10 days back and forth I was denied a second time for the No fee card.
750 credit score roughly on all 3 reports, quite a few inquires >19.
Recent house purchase last September, and two app o ramas since. Have a current Green card downgraded from a platinum.
Really makes no sense, basically saying the risk exposure is high. Never have missed a payment in my life... Only risky thing would be the credit inquiries.
Dumb...
They may have looked at the
total credit lines from ALL banks being available to you in comparison to your reported income. Given you have had a number of new cards in the past 6 months, you may have acquired quite a bit of credit lines that AMEX does not feel comfortable with.