Up until now, our traveling with kids (11+14) has been mostly to all-inclusive resorts in the Caribbean, and short city-breaks in the US.

In the resorts, we'd just get 2 rooms and pay cash.
In city-breaks, we'd get one room for a couple of nights - but that doesn't cut it any more.

Problem is, even if you get 2 rooms on points, breakfast is usually not included...and hotel breakfast for 4 can easily be $100+.

I'm mid-level in all the chains, and only Hilton gives its Golds free breakfast.

What is the best strategy for family travel when using points?