Yes - i pay off weekly and if i do have some balance its usually small comparing to overall credit. i just got an updated report and my utilization is less than 5% if i remember correctly

also i did see the experian had the most damage cause i had 3 inquiries and 3 new accounts opened for my AOR
what it typical to get reduced per inquiry and how many for opening a new account. isn't it 3-5 per inquiry...if the inquiries combined with each new account effected me about 5 points that would explain the big reduction.