Copy of Photo ID, S.S. card and 2 utility bills which I emailed to them securely (as secure as you can get online--double encryption). They also wanted explanation on high use of MO in short amount of time (15k over a month). The last part, I said..."Aren't the limits 15k in 30 day period."....."Yes..but..."
Oh, then they wanted to verify the source of where I the funds to BUY the money orders came from (via a list of transactions from that source showing the activity...in my case BOA AS Debit.) Actually, they wanted a copy of the BOA statement showing the activity but my statement hadn't closed yet, plus I had already given them everything they asked for.
I can actually see where they're coming from...."This guy said he purchased MO on a rewards debit card..where's the proof of those transactions though?" I get that. I'm just pissed my money hasn't been released yet as it's been almost a week now.
I gave them all the info. We'll see. I'd be shocked if they wound up NOT closing my account after this (because, well, they can if they want) but I don't really care. Just give me $800 back. I'm glad I got the $14000 out before the decided to "verify account transactions" The level of pissedoffness would probably be a little higher right about now.
Suntrust did this to me several months back but they said it will take 2-3 months to release my funds (that was $5000). Filed a complaint w/ FDIC and my money was sent back less than a week later. Hopefully the same works here. Complaint has been filed.
https://www2.fdic.gov/starsmail/index.asp
I'll post end results here when I find out