Originally Posted by
awardticket
To increase your credit line so that you can easily spend 10K without going over your limit. Also to pay mid cycle I believe.
If you have a Visa Signature card you are allowed to go over your CL, however, what is over your CL is due at your next billing. So if you are trying to mim spend, then it's not a problem... Also if you have a Citi World MasterCard same thing... It's one of the benefits of these cards.