Originally Posted by theacolyte

They are clearly different issues, with bp having to do with misconversion of the datasets for payees. It didn't happen to me, so I'm sure there is a piece of errant code creating these misconversion of payees.
What you are alleging is that amex bluebird fails as a financial transactions company, which would imply issues with amex's ability to accurately send money through the ach system, a completely ridiculous scenario.