Last edit by: markr33
Read the wiki before posting a question.
Check your BB load limits BEFORE asking in this thread about "tender not allowed" or any other errors.
Bluebird website. There's no need to buy a Bluebird kit in-store; sign-up free on the website.
The original FlyerTalk discussion thread is here: Wal-Mart, Amex take on banks with Bluebird debit card
Bluebird Load Limits:
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt. If blocked, call Account Protection Services at 1-800-660-2454 to clear it (9am-8pm EST, Mon-Fri).
The day currently resets around midnight Eastern/11pm Central/10pm Mountain/9pm Pacific.
For online bill pay
Loading with debit card at Walmart
Self checkout does not work for loading.
Many Walmart stores are enforcing a rule against the use of gift cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked. Otherwise, you may be asked by management to never visit the MC again to load with gift cards.
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
If your card doesn't say "debit" on the front, it isn't a debit card.
Please see http://www.flyertalk.com/forum/manuf...bit-cards.html for additional information on using prepaid debit cards.
Training a WM cashier:
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered .
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
UPdate Notice on Sept 15, 2014.
Some minor changes on the ATM limits and fees:
• Out-of-Network ATM Fees:
Beginning October 30, 2014, the fee for withdrawing funds using out-of-network ATMs will increase from $2.00 to $2.50. ATM operator fees may also apply.
• Free In-Network MoneyPass® ATMs:
Effective immediately, all Bluebird Customers can withdraw funds for free when using in-network MoneyPass ATMs. You can find one of the more than 24,000 MoneyPass ATMs below.
• ATM Withdrawal Limits Increase:
We have increased your daily ATM limit, so you can withdraw up to $750 per day. Your monthly ATM withdrawal limit will remain at $2,000.
-----
•If you use Wal-Mart Savings Catcher, you can earn double rewards by redeeming to your BlueBird account <== Doubling of savings catcher amounts ended sometime in the summer of 2015.
Check your BB load limits BEFORE asking in this thread about "tender not allowed" or any other errors.
Bluebird website. There's no need to buy a Bluebird kit in-store; sign-up free on the website.
The original FlyerTalk discussion thread is here: Wal-Mart, Amex take on banks with Bluebird debit card
Bluebird Load Limits:
- BB loading via VR or WM load: $2,500/day and $5,000 total per calendar month
- Online Debit Card Load* - $200/day and $1,000/month
- Checking/Savings Account - $2,000/month
- Checks - $2,000/day and $10,000/month
- ATM Withdrawals - $750/day and $2,000/month
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt. If blocked, call Account Protection Services at 1-800-660-2454 to clear it (9am-8pm EST, Mon-Fri).
The day currently resets around midnight Eastern/11pm Central/10pm Mountain/9pm Pacific.
For online bill pay
- You can pay the credit card that you used to buy reloads
- Error 1302 means that you have 1 pending payment the same amount as the one you just submitted. For example, 1000 bill pay to sapphire preferred from Friday and then on Saturday you submit another bill pay for 1000 to sapphire preferred, you will get this error.
- Tip: if using online bill pay to the same place multiple times, vary your amounts by $0.01 to make it easier to track since your confirmation number does not match the tracking number on your credit card statement
Loading with debit card at Walmart
Self checkout does not work for loading.
Many Walmart stores are enforcing a rule against the use of gift cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked. Otherwise, you may be asked by management to never visit the MC again to load with gift cards.
Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.
If your card doesn't say "debit" on the front, it isn't a debit card.
Please see http://www.flyertalk.com/forum/manuf...bit-cards.html for additional information on using prepaid debit cards.
Training a WM cashier:
- If the WM cashier doesn't know how to load the card, advise them to enter "70" then press "action code".
- If you are using a temp card that doesn't have your name on it, you can swipe the card from your side of the terminal. The WM rep never has to touch any of your cards. The screen will say "enter account." That is your prompt to slide the card.
- The terminal will ask the WM employee if you are loading in multiples of $2000. Advise them to enter "no."
- Avoid saying gift card. Always refer to your card as a debit card.
Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered .
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
UPdate Notice on Sept 15, 2014.
Some minor changes on the ATM limits and fees:
• Out-of-Network ATM Fees:
Beginning October 30, 2014, the fee for withdrawing funds using out-of-network ATMs will increase from $2.00 to $2.50. ATM operator fees may also apply.
• Free In-Network MoneyPass® ATMs:
Effective immediately, all Bluebird Customers can withdraw funds for free when using in-network MoneyPass ATMs. You can find one of the more than 24,000 MoneyPass ATMs below.
• ATM Withdrawal Limits Increase:
We have increased your daily ATM limit, so you can withdraw up to $750 per day. Your monthly ATM withdrawal limit will remain at $2,000.
-----
•If you use Wal-Mart Savings Catcher, you can earn double rewards by redeeming to your BlueBird account <== Doubling of savings catcher amounts ended sometime in the summer of 2015.
Bluebird prepaid debit, now with FDIC insurance and paper checks (2013-2014)
#6932
Join Date: Sep 2013
Location: Phoenix, AZ
Programs: Southwest A-list & Companion Pass, Enterprise, Hilton, Wyndham, etc
Posts: 225
I just noticed that I can get another 100 free checks for Bluebird. Is this an annual thing? Targeted?
#6933
Join Date: Aug 2013
Programs: UA Gold, Delta Gold, Marriot Plat
Posts: 37
Wait, did you load BB with credit cards? If yes, it is cash advance fee.
#6935
Used to be exsynner
Join Date: Nov 2004
Location: NYC
Programs: AA Gold, SPG Gold, Hyatt Gold
Posts: 49
FYI - American Express CEO Ken Chenault is talking with Charlie Rose about Bluebird tonight.
#6936
Join Date: Sep 2014
Posts: 1,837
Sorry if this has been asked before, I tried searching and didn't find anything.
Just got my 2nd BB (my wife's) and I read that load limit for temporary card is 1000.
When I load 1000 on it,does the load limit on the permanent card include what I loaded on the temp card? So can I load 5000 on it or just 4000 since I already loaded with 1k on the temp card?
Just got my 2nd BB (my wife's) and I read that load limit for temporary card is 1000.
When I load 1000 on it,does the load limit on the permanent card include what I loaded on the temp card? So can I load 5000 on it or just 4000 since I already loaded with 1k on the temp card?
#6937
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,935
#6938
Join Date: Dec 2013
Posts: 3,500
Sorry if this has been asked before, I tried searching and didn't find anything.
Just got my 2nd BB (my wife's) and I read that load limit for temporary card is 1000.
When I load 1000 on it,does the load limit on the permanent card include what I loaded oun the temp card? So can I load 5000 on it or just 4000 since I already loaded with 1k on the temp card?
Just got my 2nd BB (my wife's) and I read that load limit for temporary card is 1000.
When I load 1000 on it,does the load limit on the permanent card include what I loaded oun the temp card? So can I load 5000 on it or just 4000 since I already loaded with 1k on the temp card?
#6939
Join Date: Aug 2013
Posts: 224
My local walmart has started training their cashiers to only allow one load per customer (I used to be able to do 3-4 at a time, go to another cashier, etc). They don't limit the dollar amount, just the number of loads.
What's the process for doing a $1000 load using 2x$500 VGCs? Is it similar to Bill Pay, or simpler?
What's the process for doing a $1000 load using 2x$500 VGCs? Is it similar to Bill Pay, or simpler?
#6940
Join Date: Sep 2014
Posts: 1,837
walked into my regular WM and was upset that Kate was down.
unloaded 2 VGCs in a checkout late then walked over to another lane to unload the last one. Checkout lady asked if I had multiple load and that she could do split payments! I said I only had one. She mentioned she has seen people loading with Visa Gift cards and I told her that's what I have since she looked like she knew what was going on!
I told her I'd look for her next time!
unloaded 2 VGCs in a checkout late then walked over to another lane to unload the last one. Checkout lady asked if I had multiple load and that she could do split payments! I said I only had one. She mentioned she has seen people loading with Visa Gift cards and I told her that's what I have since she looked like she knew what was going on!
I told her I'd look for her next time!
#6941
Join Date: May 2014
Posts: 527
Admitting to any employee that you're utilizing GCs can come back to bite you. You likely just pulled the pin on a grenade, you just don't know when it will go off and how close to the kill zone you'll be when it does.