Originally Posted by
kasan08
I definitely understand what you mean, and that's why I mentioned in my post that I have 4 PERSONAL cards. I was thinking that means none of them is Charge card.. So I'm pretty sure I will be asked to close one if I try a 5th amex card..

Not necessarily. You didn't list your ccs, so I don't know about your situation. For instance, the PRG Gold card is a Personal Charge card, not a credit card.