Originally Posted by
Dest
Generally I always try to follow the 91 day rule between credit cards (messed up once last year), but I really don't want to miss out on the 100k AA card because of it.
Me and my SO last cards for the past year are as follows:
1/4/13 SO - Barclay
3/21/13 Me - AmEx
3/21/13 Me - Barclay
10/14/13 Me - Chase
10/14/13 Me - Chase
12/14/13 SO - Chase
12/30/13 Me - Chase
We both have 760+ credit scores and no need for a great score any time soon. We own a home and are not in the market for a new car.
Could we both safely sign up for two cards right now?
My SO would sign up for the 80k IHG and the 40k Hilton. I would sign up for the 80k IHG and the 100k AA.
What do you guys think?
I typically wait 90+ days between AOR's, but when a deal like the 100k AA comes along then that goes out the window and I apply. I will just push back my next AOR a little bit now. From your dates I do not not see you following it at all, as only once was there a 90+ day window with no apps. The # of apps you have applied for likely does not matter anyway. Wife and I each do 15+/- apps per year, but with only 5 and 2 apps in a year I see no reason to worry about it