Originally Posted by
Rossir
Thank you, Prasha. Questions: 50% of CL on one card, or overall on cards by one issuing bank, or overall against all issuing banks that you have cards with?
On the 20k, do you mean with any one bank?
Yes, the CL on the card U are using (assumption is U have more than 2 CCs)
If your CL is <5k on the card U are using, aggressive/safe move could be to roll, means U pay off the balance and charge again and rinse. but maintain below 50% CL balance before the close of the monthly statement. (This is not based on any analysis but my comfort level and logical sense)