Originally Posted by
prasha11
MS makes sense only if U have a CC giving U >2pts/$spent
Use only the CC giving U the max benefits.
50% of CL is generally safe irrespective of your annual income, however MS>20k may be questionable.
Thank you, Prasha. Questions: 50% of CL on one card, or overall on cards by one issuing bank, or overall against all issuing banks that you have cards with?
On the 20k, do you mean with any one bank?