Originally Posted by
Rossir
So here are a few of my questions:
What percentage of MS seems sustainable relative to annual income and relative to credit limit?
Within the spending on one card, what percentage of real versus manufactured spending seems sustainable?
How many cards do you MS on simultaneously?
Do you max out your spending to annual income ratio with several issuing banks simultaneously?
I know we all have different comfort levels. I am curious to see what has worked.
MS makes sense only if U have a CC giving U >2pts/$spent
Use only the CC giving U the max benefits.
50% of CL is generally safe irrespective of your annual income, however MS>20k may be questionable.