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Old Feb 13, 2014, 4:34 pm
  #2  
oohaahouch
 
Join Date: May 2013
Location: AZ
Programs: AA, UA, US
Posts: 525
Originally Posted by Rossir
Well, we sure are a merry bunch of piranhas! I have read many threads in depth and have benefitted greatly from so many contributors. Thank you FT and thank you for the input of so many contributors!

There are still some things that escape me though. We come in many shapes and sizes - age, financial profile, experience, household size, etc. I am trying to develop an efficient, adaptable system that can cut across these parameters.

So here are a few of my questions:

What percentage of MS seems sustainable relative to annual income and relative to credit limit?
Within the spending on one card, what percentage of real versus manufactured spending seems sustainable?
How many cards do you MS on simultaneously?
Do you max out your spending to annual income ratio with several issuing banks simultaneously?

I know we all have different comfort levels. I am curious to see what has worked.
Each one's comfort level is different, approx for 2013 -

1 - 90-100% on 2 cards
2 - 90% ms
3 - 2-3
4 - yes
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