Bought 2 ReloadIt with CC just now (W/D S. Florida) and used 1 for a car payment (Evolve) and was going to load the other to the safe but Bill Pay is not active until Feb 19 so I am going to wait as I don't have any cards to transfer it to and don't want the money sitting there.
Here are some of the T&C:
Fees.
Inactivity Fee
If disclosed on your Reloadit Pack, where permitted by law, after 12 months of inactivity, $5.95 per month per Pack
Bill Payment
Standard Payment = $1.00
Express Payment = $2.00
Once your Safe is established, you may add Packs to the Safe. For your security, we may limit the number of Packs you may have in your Safe at any one time. The maximum amount of funds associated with Packs that you may add to your Safe in any one day is $2,850. The maximum dollar amount of transactions you may make using the Safe (Loads and Bill Payments) in any one day is $2.850. The amount of funds associated with all of the Packs in your Safe may not exceed $10,000. Once a Pack has been added to the Safe, the funds associated with the Pack cannot be redeemed using the “Load Now” feature discussed in Section 5.A above.
Daily Limit on Bill Payments
You may make a maximum of $1,000 in Bill Payments per calendar day using Packs in your Safe. A calendar day is midnight to midnight Pacific Time. Any Bill Payments you make will count toward the $2,850 daily limit on transactions via your Safe (see Section 5.B above). In addition, individual Billers may have their own limits on payments.