Originally Posted by gobluetwo

You're making quite a leap. While that is in the realm of possibility, I take the OP's statement at face value that he served only as a delegate to help manage the respective employees' accounts, not that he was using the accounts to his or his business's benefit.

Agree that it is likely the section that sbm12 quoted which is the relevant passage in this case, as it explicitly states that "Only the member named on the account will be entitled access to account information" and that "No member may delegate or grant access (via power of attorney, contract, or otherwise) to a third party."

Of course, I'm also technically in violation of that provision, as I manage my kids' accounts (they're 6 and 8 - they couldn't care less that they even HAVE accounts, lol), and sometimes my wife's and in-laws' online accounts.